Health Care {Another Blow to Obamacare}

I've covered this before, so apologies for the repetition.

In order to lower the cost of healthcare, incentives to stay healthy and shop for services need to be in place. First dollar decisions need to be in the hands of the consumers, insurance companies need to be able to easily do business across state lines, and the FDA needs to be an approval agency as opposed to a licensing one.

Health Savings Accounts, coupled with catastrophic, high deductible plans goes a long way toward handling the first dollar decisions to force health care providers to compete for business.

By eliminating the FDA's ability to wield punitive power, consumers can choose to use FDA approved products and services, or not. Haven't we heard "my body, my choice" arguments screamed on another platform somewhere? This will pave the way for less costly R&D expenditures, and newer, competing drugs coming to market.

There's no real clear facts I'm aware of regarding the benefits of allowing insurers to sell across state lines. Intuitively, it seems competition would drive down costs, assuming the insurers could write policies based on health care need expectancy based on each state, in the same manner car insurance is written.

economics21.org/challenge-selling-health-insurance-across-states